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Help wiki Everyday use

Cash on Hand

What you can spend right now, and how it is worked out.

Cash on Hand is the free money left once reserves, card reserves and money owed to you are set apart. It is shown for today unless you ask for another day; a transaction dated in the future counts from its own day.

Cash on Hand = Money on Hand − Future Allocations − Receivables

An overdrawn reserve sets nothing apart: its overdraft was spent from the account’s free money, so it comes off that free money.

Where you see it

  • Overview shows it first, beside the free money in each account, with a trend and its change against a month ago.
  • Money on Hand has an info button and opens into the sum Cash on Hand comes from.
  • Reports include Cash on Hand over time and a cash flow bridge from one day’s Cash on Hand to another’s.
  • Every preview shows how a change moves it.

Read the Overview

Kabacus Overview with sample balances and Cash on Hand calculation
Sample books in the web app. Money on Hand includes the receivable; reserves include $1,800 for travel and $500 for a card.

Worked calculation

Money on Hand        $6,200.75
Future Allocations  −$2,300.00
Receivables           −$120.00
Cash on Hand         $3,780.75

The bank account itself holds $6,080.75 in this example: $3,780.75 free, $1,800 in Travel and $500 reserved for the card. The additional $120 is owed to you and cannot be spent yet. Card debt is already covered by its reserve and is not subtracted twice.